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How to read the results
Monthly price is the firm's quoted cost for your selection (amount, duration, health level), charged monthly. Rate class is the underwriting level the quote presumes; the firm confirms post-review. Exam</strong indicates whether the carrier will require, might require, or won't require a physical; accelerated programs often skip it. A.M. Best reflects carrier financial stability.
Selecting Apply loads a secure form with your answers pre-loaded. The carrier's secure platform runs this, overseen by Susman Insurance Agency (0B75129). Pause and resume freely; nothing finalizes until a policy arrives and gets accepted.